My good lady managed to get a bad debt of low £Ks in her business from a scumbag company in London she was doing some freelance work for. We discovered the Co. already had an unsettled CCJ so small claims seemed probably a waste of time. We used these guys to collect - and they did https://cobrafinancial.co.uk/about/ They take an upfront fee and a commission, but we ended up getting most of the debt back. They are "face to face" and don't muck around! Peeps know I've been around on here a while - I have no connection with these guys - it's not spam, just a pat on the back for a job well done.