I have nothing to hide either but like gonzo i pay enough out and have more than enough paperwork thankyou very much. I have said it before on here i am thinking of selling up it has got so bad. In the last year i have only done a handfull of "proper" jobs. My time is now taken up at the desk, in the shop, i hate it. I like many others don't need another bit of paper, my work can stand up on it's own. Small businesses work on reputation and it doesn't take long to get a bad one no matter how many bits of paper you have. All that will happen is the keen diy-er who is sick of his office job will go on the "instant" course, pay his 2 grand on monday and be a quallified whatever on friday. The other thing is, you will never get rid of cowboys because some customers will always look to get things done on the cheap, even if the work is cr@p. You all say "i saw this terrible job" here or there, well the customer paid someone so the cowboy did get paid!