They are regularly found nesting under eaves, behind soffit boards and in cavity walls. All bumble bees, workers & queens can sting if provoked, their stings are barbless,so can repeat sting.
I'd agree with Kiab, it's a Bombus Hypnorum, or more commonly known as the tree nesting bumble bee. Hmmm the drones (male bees) are actually stingless. And,, there's a couple of varieties of bumble bees with no stings at all. In East Lothian they are known as "Canny Nanny's. We used to catch these type all the time when I was young. Still see them here in Derby and usually catch one or two to show the grandkids. (Yep with the consequences of grandkids picking up the wrong sort, with the usual result. ) Teaches them not to touch bumble bees though.
Should added about drones being stingless. And if your lucky to have a bumblebee nest then leave alone, as bumblebees are important pollinators.
Well i take it back, sf Peter obviously aint bothered about the word ****, probably coz it's in a piccy and it ain't been flagged.
Asian hornets are larger & much more aggresive than the common wasp, & you don't want their nest in your loft. http://www.independent.co.uk/news/u...ornet-nest-gloucestershire-bees-a7344701.html